| Age Band | 1 Adult | 2 Adults | 2 Adults, 1 Child | 2 Adults, 2 Children |
|---|---|---|---|---|
| 18-35 years | ₹ 8,565 | ₹ 13,016 | ₹ 17,514 | ₹ 21,768 |
| 36-40 years | ₹ 9,678 | ₹ 14,599 | ₹ 18,604 | ₹ 22,366 |
| 41-45 years | ₹ 12,294 | ₹ 17,691 | ₹ 22,024 | ₹ 26,289 |
| 46-60 years | ₹ 12,958 | ₹ 21,304 | ₹ 26,163 | ₹ 30,779 |
| 61-65 years | ₹ 30,765 | ₹ 52,222 | ₹ 58,912 | ₹ 65,177 |
- Coverage: Individuals, Family floater
- Cancellation: Full refund before the membership is approved
- Payment: Monthly or Yearly (10% off on yearly plans)
- IPD Wait Period: Wait Period: 30 Days (except for Injuries/Accident)Named Ailment : 24 months (as defined in Group Care 360 Product)Pre-existing diseases: 24 Months (Yes (except for Injuries/Accident)
- OPD Wait Period: No waiting period
- Entry Age restrictions: Entry Age - Min: Adult: 18 years Child: 91 DaysEntry Age - Max: Adult: 65 years Child: 24 yearsExit Age: Adult: Lifelong* Child: 25 years
Frequently Asked Questions
How is Eka health cover different?
Eka health cover promotes healthy living by covering OPD expenses. Also unlike traditional health plans which only cover hospitalization, Eka health covers all the healthcare-related requirements for your whole family.
Eka health cover is your one-stop solution for all your health care expenses i.e. Doctor consultation, labs, medicines, dental, eye, mental & hospital cover.
What if post buying the policy I am diagnosed with some ailment?
Eka health cover is issued basis a self-declaration of your health status. Please ensure that you correctly furnish all the health-related issues to avoid any future policy claim issues. In case you are diagnosed with some ailment after issuing the policy, the TnC of the policy will be in place to cover such conditions. Please ensure you read all the policy-related documents carefully.
Can we port/switch over from our existing health plan policies?
Yes, just give us a call & we will help you port to our All inclusive health cover plan.
Has Eka health cover tied up with known players?
Care Insurance backs Eka health cover. Don't worry your Health Plan will stay.
We are the same team that did aarogya setu & now helping the Govt create ABHA. We have been associated with large-scale initiatives & trusted by more than 1Cr Indians who are using our platform across 600 Districts.
What is Waiting period for family plans?
Family:
OPD: 0 Days
Pre-existing(IPD):24 Months
Accident/Emergency:No waiting
Which all ailments or medical profiles are excluded from the plan?
- Pre-existing disease in IPD - Upto 2 years
- All Heart Diseases / Cardiovascular Disorders
- Disorders of the Brain and Spinal Cord and meninges
- Chronic Lung diseases
- Chronic Liver Disease
- Chronic Kidney Diseases
- Neuromuscular disorders-
- Maternity Cover
- Any 3 or more of the following combinations : Diabetes Mellitus, Hypertension, Lipid Disorders, Obesity (High BMI ), Smoking
- Pancreatitis
- Disorders of Immunity or Autoimmune Disorders
- Disorders of the pituitary, Adrenal, and Parathyroid glands or any disorder causing growth and mental retardation
- Disorders of Blood
- Diabetes Mellitus
- Diabetics on Insulin, Type 1 Diabetes For Further details in each of these, please talk to our health cover expert
Can I order a Doctor’s consultation anytime?
Yes. In the Eka care app, you can select the preferred time slots with your doctors.
Can I order a lab test/scans anytime?
Yes, You can avail of discounts on lab packages as a part of your OPD cover.
Will the clinic help me in managing my hospitalization, claims etc?
No. We have tied up with the clinic so that we can offer the best & quickest OPD consultation services. Apart from Doctor’s consultations, all services will be managed by Eka Health Cover & Care Insurance.
Do you have any no-claim bonus?
Yes. we have upto 50% NCB.
